body  {
	margin: 0;
	font-family: Arial,Geneva,Helvetica,Verdana,sans-serif;
	font-size: 80%;
	color: #4D4D4D;
	background-image: url(images/bkgd.gif);
	background-repeat: repeat-x;
	}	
td {
	vertical-align: top;
	font-family: Arial,Geneva,Helvetica,Verdana,sans-serif;
	font-size: 70%;
	color: #4D4D4D;
	}
h3 {
	font-size: 110%;
	*
	}


#head {
/*	width: 940;*/
	height: 220;
	background-image: url(images/header.jpg);
	background-repeat: no-repeat;
	}
/*#head {
	height: 230;
	background-image: url(images/header.jpg);
	background-repeat: no-repeat;
	}*/
#headline {
	position: relative;
	top: 38;
	z-index: 0;
	width: 856;
	* width: 880;
	margin: 6 0 0;
	padding: 12;
	font-family: Geneva, Verdana, Arial, san-serif;
	font-size: 9pt;
	color: 000;
	border-bottom: solid 2px #91A4CF;
	z-index: 0
	}
/*#headline {
	position: relative;
/*	left: 24;*/
/*	width: 916;
	* width: 940;					/* Target width */
/*	margin: 6 0 0;
	padding: 12;
	background-color: fff;
	font-family: Geneva, Verdana, Arial, san-serif;
	font-size: 9pt;
	color: 000;
	border-bottom: solid 2px #ABABAB/*91A4CF*//*;
	}*/


/*-----------MENU------------*/	
	
.menu {				/* Div box with menu items */
	width: 500px;
	height: 37px;
	text-align: left;
	position: absolute;
	top: 220;
	z-index: 2;
	}
.menu ul {					/* Eliminates natural characteristics of UL */
	padding: 0;
	margin: 0;
	list-style-type: none;
	}
.menu li {					/* Unstacks list items */
	float:left;
	position:relative;
	margin: 0;				/* Eliminates 3px vertical jog in IE */
	}
.menu a {					/* The anchor sets the size and shape of the box */
	border-bottom: 6px solid #244A9F;	/* Dk blue border, to change to Lt blue on Hover */
	}	
.menu a:hover {			/* Border of anchor changes to Lt blue on hover */
	border-bottom: 6px solid #B3C1DD;
	}
.menu img {				/* Closes Mozilla's gap between image and border */
	margin: 0 0 -3;
	* margin: 0 0 3;
	}
	
/*-----------RIGHT TOP MENU------------*/	

.rtmenu {				/* Position and style for "text menu" on right */
	width: 890;
	font-family: "Trebuchet MS", Geneva, Arial, Verdana, san-serif;
	font-size: 10pt;
	color: #06123D;
	height: 37;
	position: absolute;
	top: 220;
	z-index: 1;
	}
.rtmenu a {
	color: #06123D;
	text-decoration: none;
	}
.rtmenu a:hover {
	color: #06123D;
	text-decoration: underline;
	}
.rtmenu ul {					/* Eliminates natural characteristics of UL */
	padding: 0;
	margin: 0;
	height: 31;
	list-style-type: none;
	float: right;
	}
.rtmenu li {					/* Unstacks list items */
	padding: 6 12 0 0;
	float:right;
	position:relative;
	margin: 0;				/* Eliminates 3px vertical jog in IE */
	height: 31;
	}
	
	
/*-----------SIDE MENU------------*/	

#smenu {
	float: left;
	position: relative;
	top: 38;
	z-index: 0;
	width: 190;
	height: 364;
	background-image: url(images/smenu-bkgd.gif);
	}
#smenu a {
	display:block;
	text-decoration:none;
	font-family: "Trebuchet MS", Geneva, Arial, Verdana, san-serif;
	font-size: 10.5pt;
	font-weight: bold;
	color: #06123D;
	height:31px;
	line-height:30px;
	padding: 0 20 0 10;
	}
#smenu ul {					/* Eliminates natural characteristics of UL */
	position: relative;
	padding: 0;
	margin: 0;
	list-style-type: none;
	text-align: right;
	}
.smenu a {					/* The anchor sets the size and shape of the box */
	height: 30;
	line-height: 35px;
	width: 150;
	color: #06123D;
	}
#smenu a:hover {				/* Determines the style of the text links */
	color: #06123D;
	text-decoration: underline;
	}
#smenu a.active {
	background-color: white;
	}
#smenu a.inactive {
	background-color: none;
	}
.active {
	display: block;
	}
.inactive {
	display: none;
	}
	


/*-------------- Body Boxes, side by side, on most pages ----------------*/
.body {
	float: left;
	position: relative;
	top: 38;
	z-index: 0;
	width: 296;						/* Functional width 295 */
	*width: 346;					/* Target width 345 */
	height: 400;
	padding: 0 25 25 25;
	*padding: 13 25 25 25;
	background-color: fff;
	}
.body a {
	color: #244A9F;
	text-decoration: none;
	}
.body a:hover {
	text-decoration: underline;
	}
.body img, .body2 img {
	border: 0;
	margin: 0 -3 -2 0;
	}
.body a img, .body2 a img {
	margin: 0 -5 -4 0;
	border: solid 1px #fff;
	}
.body a:hover img, .body2 a:hover img {
	border: solid 1px #244A9F;
	}
	
	
/*-------------- Full-width Content Boxes, side by side ----------------*/
.body2 {							/* Used on Services Page */
	float: left;
	position: relative;
	top: 38;
	z-index: 0;
	width: 390;						/* width for Firefox (=IE minus margins)*/
	*width: 440;					/* Actual width, IE */
	height: 400;
	padding: 13 25 25;				/* Firefox */
	*padding: 25;					/* IE */
	}
.body3 {							/* Has no right-left margins, used on Home page */
	float: left;
	position: relative;
	top: 38;
	z-index: 0;
	left: 53;
	width: 390;						/* width for Firefox (IE minus margins)*/
	*width: 440;					/* Actual width, IE */
	height: 400;
	padding: 13 0 0;				/* Firefox */
	*padding: 25 0 0;					/* IE (to make IE-specific, ad '*' before line */
	}
.body2 td, .body3 td {
	font-size: 80%;
	}
/*.body2 img, .body3 img {
	border: 0;
	margin: 0 -3 -2 0;
	}*/


/*-------------- Services List Box ----------------*/	
.services1 {
	background: url(images/servicesbkgd.gif) repeat-x;
	padding: 13 0 0 25;
	line-height: 1.5em;
	}
.services2 {
	background: url(images/servicesbkgd.gif) repeat-x;
	padding: 13 25 0 0;
	line-height: 1.5em;
	}



/*-------------- Testimonial style, for portfolio pages ----------------*/
.testimonial {
/*	width: 100%;*/
	background-image: url(images/bqbkgd.gif);
	background-repeat: no-repeat;
	padding: 0 30;
	}




	





/*td.menu {
	background-image: url(images/menubkgd.gif);
	}*/

a {	color: #244A9F; text-decoration: none; }
a:hover { text-decoration: underline; }

/*td  {
	vertical-align: top;
	}*/
td.fine {
	border-top: solid 2px #b0a696;
	background-color: transparent; 
	text-align: center;
	vertical-align: top;
	}
td.fine p {
	color: #DFD4C2;
	font: 9pt Arial,Geneva,Helvetica,SunSans-Regular,sans-serif;
	margin: 10px 8px;
}